New India Assurance Company Limited is one of India’s prominent public-sector insurance companies. This company offers several insurance products. To recruit assistant candidates, the NIACL follows a competitive exam with two phases: The preliminary exam, abbreviated as Prelims, and the main exam.
The given article is going to provide in-depth details on the NIACL Assistant Prelims exam pattern which is highly vital for the aspirants getting ready for the critical evaluation test.
Prelims Exam Pattern
NIACL Assistant Prelims is an online objective test that consists of three sections.
- English Language
- Reasoning Ability
- Numerical Ability
Total questions: 100. Each question carries one mark. There is a time limit of 60 minutes for completing the test that has been allocated between these three sections in the following proportions:
| Section | Number of Questions | Maximum Marks | Duration |
| English Language | 30 | 30 | 20 minutes |
| Reasoning Ability | 35 | 35 | 20 minutes |
| Numerical Ability | 35 | 35 | 20 minutes |
| Total | 100 | 100 | 60 minutes |
Marking Scheme
It is also essential to know the marking scheme so that the student is adequately prepared:
- For every correct answer, one mark.
- It is a negative marking system; for every wrong answer, one-fourth or 0.25 times the mark assigned to that question is deducted.
- In addition to these minimum marks secured in each section, sectional cut-off marks are needed to qualify for the Mains exam.
Detailed Sectional Breakdown of Niacl Assistant Prelims Exam Pattern
English Language
The English Language test assesses one’s ability to read and comprehend in the English language. Niacl Assistant Prelims Exam Pattern involves various types of questions, namely:
- Reading Comprehension: Questions based on a reading passage.
- Fill-in-the-blank: questions are those that instruct the candidate to fill in missing words in sentences.
- Sentence Correction: Evaluates grammatical correctness and sentence formation.
- Synonyms and Antonyms: Find words with similar or dissimilar meanings to that of the other word.
To pass this section well, the students must work towards improving their vocabulary, reading speed, and comprehension.
Logical Reasoning
This section will check the candidates’ logical reasoning and analytical capabilities by various question types such as:
- Syllogism: Logical inferences based on provided premises.
- Puzzles and Seating Arrangements: Students are required to solve problems associated with the seating of people or items under certain constraints.
- Coding-Decoding: Questions that need deciphering coded messages.
- Blood Relations: Problems that require the analysis of relationships between family members.
Practice of a variety of question types under this section can substantially improve the rate and accuracy of problem-solving.
Numerical Ability
The numerical ability section evaluates the quantitative aptitude of candidates through questions over:
- Arithmetic Operations: Addition, subtraction, multiplication, and division
- Percentage Calculations: Profit and loss, discounts, etc.
- Simple and Compound Interest: Calculation of interest on an amount over a period of time.
- Time and Work Problems: Questions that require determination of work efficiency and time to complete work.
Candidates should solve numerical problems on a daily basis to speed up their calculation accuracy.
Preparation Strategies
To succeed in the NIACL Assistant Prelims exam, the candidate must develop a systematic approach to preparation:
- Know the Syllabus: Familiarize yourself with each topic of the three parts. This is to ensure coverage of all aspects and to note areas that may require more time.
- Regular Practice: Practicing from the previous years’ question papers and mock tests regularly is essential. It not only helps understand the pattern of the exam but also boosts confidence.
- Time Management: Effective time management skills can be developed to ensure that one can complete all sections within the given time frame. Questions are practiced under time conditions to create real-time situations in the exams.
- Focus on Weak Areas: Identify weaker subjects or topics during your preparation and allocate more time for improvement. Consider using study materials or online resources tailored to these areas.
- Stay Updated with Current Affairs: While not directly tested in the Prelims, staying informed about current events can be beneficial for overall awareness, especially for interviews following the Mains exam.
The NIACL Assistant Prelims is an examination that proves a door-opener for career builders who intend to pursue an insurance career. Preparing under proper exam patterns and marking schemes increases the chances of achieving the overall sectional cutoff marks by more than required in the main exam. With dedication, practice, and strategic preparation, candidates can confidently approach this competitive examination and take a step closer to securing a position at NIACL.
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